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Saturday, 29 March 2008 |
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By Apurva Shree
 The one problem with getting a new mortgage is finding the best mortgage refinance rate. By best, of course we mean the lowest rate. It is not impossible to find good interest value, as many homeowners believe. You need to know the market, and be able to gauge the situation when it is best to go for a second mortgage.
First of all, keep in mind the purpose of a second mortgage. You could be re-mortgaging simply to save money or tax. You may have discovered that the market for mortgages is looking up and interest rates are lower than before. If you are paying higher interest, then it would be a good idea to switch to a loan where you pay lower interest.
Poor Credit Record
The second reason for a remortgage would be to get out of another difficult debt situation. Many people use a second mortgage to repay a loan. Credit cards are often the biggest culprit. People who need to pay thousands of dollars as credit card default bills usually have only their house as collateral. The only |
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Last Updated ( Saturday, 29 March 2008 )
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Thursday, 27 March 2008 |
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By Mark Dawson
 Millions of British men are taking on debt to fund their love lives, a new report from National Savings & Investments (NS&I) has discovered.
As many as four in ten men are willing to go into the red so that they can afford to pick up the bill after an evening out with a potential partner and in many cases British males are turning to personal loans to this end. Loan lenders are currently tightening their credit criteria, but men around the country are sticking to the tradition of reaching for their wallets when dining out with a potential partner.
Many women are willing to pay their way too, but British men expect to spend an average of 60 per cent more than their female counterparts when wooing a potential partner, research by the financial services firm has demonstrated.
It seems that the single life can be a costly experience, with the latest figures showing that unattached men expect to spend a collective total of around 12 billion pounds this year on the various activities involved in finding a partner in 21st century Britain. |
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Last Updated ( Thursday, 27 March 2008 )
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